About the Author - Morgan Williams

Hi guys! Thanks for spending your time to read my page. I am Morgan Williams. I work as an accountant. My hobbies are reading, writing and blogging. Being a accountant, I get lots of opportunities to work with different businesses. Whenever I explore or start to learn something unique, I would start to write down my experience as a blog. My blogs are mostly about business, marketing, latest software, technology news, and facts. I hope this information is useful and plays a meaningful part in your daily life. Read More about me...

Establishing the Spot Price of Silver

Posted by Morgan Williams | Posted in Business | Posted on 13-04-2015

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Silver Price – Historic Days

One of the main renowned foundations of the spot price of silver is the Silver Fixings. It began in 1897 and is reasonably straightforward. A collection of market contributors (mainly banks) assemble once a day to establish the spot price. They begin with the present spot price, and observe if there would be additional buyers or sellers if the spot price remained the same. If there are additional buyers, the price is lifted; if there are more sellers, the price is reduced. This is sustained until the orders can be packed at a single price.

Individuals purchasing/selling silver outside this procedure would basically do so at the spot price. This arrangement worked very well, and couldn’t simply be influenced, given that actual silver was shifting hands.

Silver Price – Current Times

Nowadays, the London Fixings still continue. Though, they now actually just operate as a means to get a once a day value for the price of silver.

Though, the majority of silver nowadays is purchased or sold based on per minute spot prices, which are supported according to the futures market.

Given how greatly silver is purchased or sold, and how diminutive is distributed, it seems that the spot price is mainly fixed by the few individuals that do this enormous quantity of day trading in silver. Some individuals query whether or not the cost of silver is influenced, and it is simple to see why. It’s almost certainly influenced; it’s just a query of whether the individuals manipulating it are doing so deliberately or not.

Actual Silver Prices

For the individuals that believe that the silver cost is unnaturally low, the query becomes, ‘if the cost is being kept low, who is selling silver at an unnaturally small price?’. The idea is that if the cost is unnaturally low, more individuals will purchase than sell, and ultimately there won’t be any extra silver to purchase.

Foremost, the leading basis of fresh silver by far is the mining businesses. They need to retail their silver. In presumption, they could stockpile it waiting for a superior price, however then they won’t have cash coming in to compensate for their operations. Or else, they have to agree to whatever the present price is. Individuals aren’t going to purchase for extra than the spot price at present, except if there isn’t somewhere else to get it.

The other main foundation of silver is second-hand silver. The businesses that melt and refine the old silver don’t worry what the cost is – given that the silver wasn’t theirs to start with. Seeing as they have to both purchase and sell, they have to make use of the present spot price.

So if the market is influenced, and the cost is unnaturally small, that doesn’t suggest that silver won’t draw closer to the market.

3 Benefits of Hiring a Compliance Consultant

Posted by Morgan Williams | Posted in Business, Outsourcing | Posted on 11-04-2015

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The business world has become increasingly complex with the ever rising number of regulations that companies are required to comply with. Including vital checks such as a CRB, which you can read more about at https://crbdirect.org.uk/. These regulations vary according to the industry where the business belongs, and all businesses are required to operate in accordance with the established specifications, guidelines, and legislation made by its industry’s governing body.

Compliance to these regulations is always the business owner’s responsibility. But with the burden of actually running the business, most business owners do not have time to personally look into this aspect of the trade. Instead, they seek the help of compliance consultants to make sure that the company’s compliance and controls are in place.

The following are three benefits of hiring a compliance consultant from Pragmatic Compliance.

  1. Business Sustainability – Constant compliance to regulations builds up a company’s reputation in terms of business integrity. Integrity earns respect. A high level of respect that employees and clients alike have for the company is essential not only in building an ideal company culture, but also in attracting more clientele. A company that is built on respect and integrity will not only thrive, but will do well in the business world.
  2. Opportunity to Work with Experts – There is a reason why consultants are paid well to do their job- and that is because they are considered experts in their field. A compliance consultant with experience and expertise will be able to help the company to efficiently comply with all the required regulatory guidelines in a shorter amount of time.
  3. Less Worries – Keeping up and staying aligned with all the laws, rules, and regulations is a tough aspect of any business. Hiring a compliance consultant will enable business owners to unload this tremendous worry off their backs. With lesser worries, company productivity can be increased as more attention is given to other aspects of the business.

Bookkeeping – Why you should Outsource…

Posted by Morgan Williams | Posted in Blog, Business, Outsourcing | Posted on 30-03-2015

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Online communities have forever altered the way business is now transacted. The world has become quite small so much so that we are now closer to those who can help with the day to day running of our businesses leading to better management and more profits. One very important business offering where these have made a lasting impact is Book-keeping.

Book-keeping is one office duty most do not like to do but is necessary for the growth of the business. Neglecting it is bound to cause serious problems. This explains why businesses would rather hire someone to do it instead of abandoning it to their detriment or engaging it since they do not like to till March or April.

Why you should outsource your bookkeeping

Due to the possibilities provided by the internet world, it has become more practical to just outsource book-keeping instead of having in-house services or doing it yourself. Below are seven great reasons to outsource:

– Better time management: This allows more valuable time to be used in furthering the company’s interests instead of keeping the books. Having to do back-end duties could distract you from paying more attention to the day to day running of the business. Having in-house personnel could also lead to personality clashes. Outsourcing saves you unwanted distractions.

– Save Money: Outsourcing frees you from having to pay a full time wage and/or benefits to an employee most especially when they are not productive at a point in time. Outsourcing book-keeping help you to streamline your budget as you only pay for what you need.

– Expertise: Having to outsource gives you the leverage of having professionals work on your team at no extra cost, every time. Outsourcing this important task makes your job easier and highly effective as you have shifted book-keeping responsibilities to someone with specific expertise in that area.

– Focused Staff: Elimination of distractions from the jobs of book-keepers will help them produce more focused work for you. This can only be achieved through outsourcing since most workplaces have to go around with the hustle and bustle. This effectively means that they can produce more focused work for you that will help your business be more focused on what it does best – make profits.

– Team Work vs. Individual Efforts: Doing your book-keeping yourself or employing in-house staff to may be good but one person may not be enough to work out the kinks in your business records. However, when you outsource, you are sure of having a team that is committed solely to your company’s financial health. Each work is double-checked by the team for consistency and correctness. This also helps in the individuation of tasks and departments as each unique task must function first as a whole before coming together to work together as a cohesive unit.

– Access to top systems: Access to top book-keeping and accounting programs are limited due to their high cost, but by outsourcing, you have access to these top tools which are used to keep your book up to date. Outsourcing basically helps you “purchase” the tools and the expertise to work with them to produce excellent book-keeping records. Best of all, you don’t have to do any work as the company has it covered. This also help you keep records as the outsourced data are backed up and organized in such a way as to be available even after long years. This ensures that you are always prepared for any contingencies like the IRS coming to know on your door with the intention to audit your account.

– Scalable: Finally, when you outsource, you can engage the possibility of either cutting down on spending or looking at growing your business through investments. Whatever your plans, outsourcing will give you flexibility of options and plans that will help you achieve set goals with a specialist XERO bookkeeper manly which cannot be provided by in-house book-keepers.




How to Choose a Corporate Clothing Supplier Online

Posted by Morgan Williams | Posted in Business, Company Branding | Posted on 20-03-2015



People who work in corporate environments are expected to wear corporate clothing to appear more professional as well as be able to establish brand identity better. If you are in search of a corporate clothing supplier online, see to it that you consider several important factors.

First of all, you should check the history of the supplier. Find out their track record by reading online testimonials – Example, Logos 4 Polos have a 9.5/10 TrustPilot review…





If you do not want to experience any problems with regard to orders, prices, delivery, etc. you should go with a supplier that has an excellent reputation. In addition, you have to find out what their policies are. Take note that all clothing suppliers have purchase and merchandise policies. Also, if you’re creating merchandise because you’re trying to re-brand. Leave that to the professionals over at Outre Creative. They are experts in that field.

You need to assess all available policies, including stipulations. Likewise, you need to assess their product line. Find out what kind of materials they use, and whether or not they offer a wide range of clothing line. Do not hesitate to check out different suppliers to find out which one has the best offers.

Moreover, you should determine their production capacity. If you need to order a lot of corporate clothes, you should choose a supplier that is capable of producing a large number of garments in the shortest amount of time possible.

They should be able to deliver the clothes on or before the deadline. Then again, you also have to make sure that they can deliver their products on time without sacrificing quality. Keep in mind that quality is one of the most important factors you have to consider when ordering corporate clothing.

You have to make sure that the clothes you purchase will not cause any allergic reactions to the skin of the wearer. Aside from being stylish, they should also be high in quality so they can last for a long period of time. What’s more, they should be easy to clean and maintain.

When you have found the corporate clothing supplier that best fits your needs, you should verify their requirements. Find out if they have any specific conditions so you can have a smooth business transaction. Make sure to verify if they offer refunds and replacements as well.

The Benefits of Asset Management Solutions

Posted by Morgan Williams | Posted in Business | Posted on 01-03-2015

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Keeping track of investments made in ever-changing markets and handling investment transactions can be time-consuming, to say the least. A further greater challenge would be to align the financial goals to balance the investments made.

An asset management solution from Simcorp can resolve or protect your investment portfolios with financial planning. Such solutions are designed to:

  • Create opportunities for rewards while managing risks involved
  • Give professional advice and investment management services that adjustwith the changes in circumstances and goals
  • Match a customized portfolio with financial goals
  • Make sure that administrative and management costs are minimized

A structured process is incorporated in asset management solutions, too, which will:

  • Recommend diversified investment portfolio and asset allocation that will agree with your investor personality, needs, and goals
  • Implement plans, periodically rebalance a portfolio to maintain diversification and allocation, and monitor investments
  • Identify goals for investment, investor personality, financial needs including expectations for return on investment (ROI), and tolerance for risk taking

An asset management solution program would be able to give expertise and the convenience of managing an investment portfolio that is customized to an individual’s financial goals. The program comes with a selection of options such as detailed performance reports, quarterly commentaries on the securities and economy markets, account information that can be accessed online, all to help attain financial goals through monitoring the progress of the account.

Investment preferences, tax concerns, financial circumstances or other needs can be addressed through the program. If a financial service is hired, the management program that will be used will be handled by a First Command Financial Advisor. The Advisor will readily explain the benefits and features of the program that will best benefit and work right for an investor.

Using IT asset investment software provides comprehensive asset management that can control IT spending, improve delivery service, deliver proven ROI, and enable policy and regulatory compliance. This will be a big help to large businesses and companies that will identify and reallocate underutilized assets while optimizing cost structure. The asset management capability of the software helps in planning software licensing needs to avoid unnecessary purchases, overspending, and audit-related penalties and fines.

Decision makers, business consumers, and power users will appreciate the user experience they will be able to get from the software which will make them manage the lifecycle of their assets, request new services and assets, view IT assets, and resolve issues through collaboration with other users.

Office Equipment and Office Stationary Products

Posted by Morgan Williams | Posted in Blog, Business | Posted on 06-06-2014

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Office Equipment and Office Stationary ProductsDo you want purchase your office supplies just from your workplace? If you answer is affirmative, this is the blog you should definitely read. Office equipment and stationery play a vital part in work productivity. If you fail to provide your employees with right equipments, stationery, and furniture, they will not be able to perform their best. As a manager, it is essential to focus on employee’s comfort as it has chances to affect the turnover of your business. Some of the essential office equipments and stationery include paperweights, folders, files, ball pins, clips, printers, computer, laptops, fax machines, photocopiers, typewriters, scanners, special telephones, etc.

Most of the people buy such equipments in bulk from a wholesale dealer. This way, they can purchase at discounted rates and get quality products. Nowadays, people are shopping such office equipments in the online stores. They are more reasonable and comfortable than the local retailers.

Choose an online supplier

If you are planning to purchase office equipments in bulk, then ensure to do a research on the internet. You will get to know about the latest models, features, designs, and colours. Moreover, you can compare and purchase the equipments in bulk at right off season. The consumers can read briefly about the product details, manufacturer details and pictures before planning to buy. The major reason for consumers to purchase in the online store is, they get additional free gifts and buy products at competitive price rates.

The office equipment should be changed or renewed whenever it stops to work. If the employee is struggling with slow running fax machine or copier, it has chances to slow down his/her entire works. Moreover, it disturbs the mood, and the task would remain incomplete. It is necessary to give the employees a comfortable and pleasant working place by providing quality office equipments and furniture.